Page 2 - Hawaii Island MidWeek - March 15, 2023

2 HAWAI‘I ISLAND MIDWEEK MARCH 15, 2023
FDoll Yourself Up With Another Cute Project
2 Find the cen- ter point of
the square.
On this top section only, fold each
corner to the center. Crease well. This will be the collar.
5 Create a kokeshi doll
head and glue
to the top of the happi coat. The sample uses a 1-inch circle for the face for this small-sized piece.
resh off of Girl’s Day, or Hinamatsu- Fold the 2-inch-
1
ri, earlier this month, I have another
by-6-inch paper kokeshi doll-type project to share into thirds in a zigzag
with you. It’s an easy origami kimono made design. Crease well.
from a strip of paper, not a square. You can also make a boy version by changing the hair.
Another idea is to make this into a grad- uate and create grad party favors, or place itinaclearbagandtieittoalanyardto use for a lei.
Go online to benfranklinhawaii.com for this project sheet and many more.
With the section that has the paper design right side up, fold the edge over 1/4 inch to the back.
NOTE: If using a differ- ent size of paper, this is equal to about 1/8 of the section.
4 Fold the top down to the back leaving just the top point of the collar
extended. Crease well. Fold the bottom layer
about two-thirds up to the back to reveal the sleeves. Crease well.
Your happi coat/ haori kimono is done.
7 With the hole at the bottom of the
tag, tape the kimono girl onto the tag.
Place the lollipop behind the tag and insert the stick through the hole. Tape the lolli- pop to the tag.
SUPPLIES AND TOOLS:
• (1) 2-inch-by-6-inch strip of ori- gami paper*
• (1) 1-inch circle light
cardstock for face
• (1) 2-inch-by-2-inch black
cardstock for hair
• 2 1/2-inch-by-3 1/2 -inch
cardstock for tag
• Black marker
• Pink pencil for blush – optional • 1/4-inch hole punch
• Double-stick tape
• 6 inches of 5/8-inch ribbon
• Scissors
• Lollipop
* If you are not making a lollipop cover and just the kokeshi doll, you can use any size of paper, but the dimensions need to be such that the longer length is three times the width. Example: 4 inches wide by12 inches long, or 3 inches wide by 9 inches long.
3 Take the sides, with all three-layers of
thickness, and fold to the center, stopping at the edge of the collar. Crease well.
Fold back open just the top layer of the sides. A small triangle will form at the top. Crease well.
6 Make a diag- onal cut at
the corners of one edge of cardstock to create the tag.
Punch a hole in the center. The hole will be at the bottom of the tag.
8Add a bow to the stick at the bottom of the tag to finish.
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hawaiianrealty.com 800-667-5028 ext. 8122
Denise S. Nakanishi
RB-17031, ABR, CRS, GRI, SRS
“Major Mom is a Major Difference”
cell 808-936-5100 majormom@ilhawaii.net
Every state levies a transfer tax when real property (land or homes) sells. Hawaii is no exception. The only difference is that the Hawaii tax can be extremely confusing. No surprise there, right? Not only are taxes based on the sales amount, but there is also a surcharge related to the buyer’s intended use. When a buyer will not qualify
for a homeowner’s exemption, the tax is higher. This means all vacant land transfers and any non-owner
occupied homes are taxed at a
higher rate. Conveyance taxes are a seller’s cost and yes, you read correctly, the seller’s tax is partially
based on the buyer’s intended use. For this reason, our standard contract specifies that a buyer must inform the seller if their intended use changes. As mentioned, this
is only the first part of this tax equation. The sales amount must also be considered. Some escrow companies have a calculator that estimates the amount due but because it’s so complicated, it may be best to rely on an astute REALTOR® to save you money. When a sale is under $600,000 the rate is 10 cents per hundred if the buyer qualifies for a homeowner’s exemption (not all states are homestead states, so ask your agent if this is not clear). This would mean that the tax on a $599,000 home would be $599 with a qualifying buyer. If not, the tax will be $898.50. No big deal at this point. As the scale increases, it often makes sense to reduce the home price by just $1000 to save more than the tax scaled amount. Let’s take a home selling for $6million. The amount with a qualifying buyer would be $54,000
(without $66,000). By adjusting the amount only $1000, these amounts would be $42,000 (rounded) and $51000. This means that a $1000 adjustment would save the seller about $22,000 (qualifying buyer). Tiers adjust 7 times (see also HRS Chapter 247) so be sure to ask your REALTOR® for a careful analysis. I’m often asked what determines if a buyer is eligible for a homestead exemption. In Hawaii County, the form simply asks if you will be filing a State income tax return the following year. Qualified owners should apply immediately upon closing. So, when buying or selling, consider all costs. Knowing the nuances can make a huge difference in what a seller receives and is therefore willing to accept for their property! .
Blog forward at www.hawaiianrealtyhomes.com
AND YET AN EVEN MORE CONFUSING TAX!
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