Page 2 - Hawaii Island MidWeek - Nov 24, 2021

2 HAWAI‘I ISLAND MIDWEEK NOVEMBER 24, 2021
Fans Flock To Sportsbooks
It’s finally football season here on the Ninth Island! From sportsbooks to sports bars across the valley, locals and tourists alike are cheering on their favorite teams.
Rainbow Warriors and the University of Nevada Las Vegas Rebels took place Nov. 13.
★★★
to Las Vegas received quite the welcome! Danilo R. hit a $109,732 jackpot at The California Hotel and Casino while playing IGT’s Red, White & Blue slot game.
Catch Sebastian and Ninth Island Connection at 7 p.m. Wednesdays on K5 and 2 p.m. Sundays on KGMB.
info@ninthislandconnection.com
Andre Filosi, the general manager of the Downtown Boyd Gaming properties, and his team were thrilled to welcome back fans to celebrate with a pre-game tailgate.
Did you know that Ha- wai‘i’s favorite soy sauce, Aloha Shoyuhas a huge milestone this month?
One thing we have no- ticed post-pandemic is the requirement to reserve seats in sportsbooks on The Strip. In the past, sports fans could just walk into a sportsbook and grab an empty seat; how- ever, currently, it seems that most of the sportsbooks re- quire one to plan ahead by making a reservation and also paying for seats and tables.
This will be the first time that the game will be played in UNLV’s new stadium, which also happens to be Allegiant Stadium.
Downtown Boyd Gaming properties general manager Andre Filosi and the author fill up at the all-you-can- eat Garden Restaurant.
KRISTINE RODRIGUEZ PHOTO
Aloha Shoyu, which pro- duces its products in Hawai‘i and on the Ninth Island, will be marking its 75th anni- versary. The company is looking forward to a belated celebration in Las Vegas in May 2022.
A former Hawai‘i resi- dent who recently moved
Have a great Thanksgiving!
Take advantage of today’s low rates for your new home. Call your Academy Loan Officer to get pre-approved.*
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Fill in the blank cells using numbers 1 to 9. Each number can appear only once in each row, column, and 3x3 block. Use logic and process of elimination to solve the puzzle. The difficulty level ranges from Bronze (easiest) to Silver to Gold (hardest). Answers are on page 7
RATING: BRONZE
The prices vary based on property, events and dates, and can be quite expensive. Be sure to do your research in advance if you are looking to head to the sportsbook on your next trip to Vegas, espe- cially if it’s for the big game in February.
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Loan Officer
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While on the topic of foot- ball, the long-awaited Ninth Island Showdown between the University of Hawai‘i
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When Gilligan and gang landed the SS Minnow on
that tropical island, flooding may not have been their chief concern even though they were certainly prime candidates for dangerous and violent forms of flooding found in costal zones. Finding insurance in the so called “V” or “Velocity” zones may be a bit complicated and sometimes costly especially when there are obstructions or rooms on the lower level. Most would be surprised to
®
learnthatlocalREALTORS don’tdealwithfloodzones
thatoften. Truthis,neitherdomanyinsuranceagents. Determining the flood zone is pretty simple.
Here on the Big Island, an on-line search (http://gis.hawaiinfip.org/fhat/) with
the address or Tax Map Key (TMK) number is all it takes. In Gillian’s case, if the Powell’s, Ginger, The Skipper
and friends decide to make their stay more
permanent, there are a couple of things that they should consider. The last round of changes made it critical that a REALTOR® request a “K2” survey showing all improvements on the property along with the elevation certificate in their purchase contract. Elevation certificates indicate the base flood
elevation and the height at which the bottom floor of the improvement (the house) is located. In the past, this was really the only factor an insurance company would consider when pricing a policy. New guidelines add other criteria such as percentage of the time
the area floods, cost to rebuild, distance from the water source and a few others. These apply to every property in any flood zone. Inland properties affected by flood zones have designations beginning with the letter “A”. Water sources in flood zones “A” originate from ponds, streams or other run-off. If the “V”
and “A” designations are followed by another letter, additional analysis has been done to determine flood source and frequency. Property in “B”, “C”, or “X” zones are generally not considered at risk for flooding and do not require flood insurance. Although I have never seen property designated “B” or “C” on the Big Island, there are certainly properties in zone “X”. As misleading as it seems, an “X” designation is not considered a flood zone. Until recently, most of Puna (except coastal areas) was in zone “X”. Anyone living off Pohaku Drive near 39th, on parts of 40th and in many parts of Hawaiian Acres can attest that flooding
certainly occurs. We’ve certainly seen damage occur to homes completely out of the flood zone. Down-slope property owners near new subdivisions should be aware that chances of surface run-off and flooding change with development. Homeowner’s policies rarely cover general water damage. If your home is low-lying or near an active stream, investing in a flood policy is prudent. Even though the crew
of the SS Minnow may not need to worry about a dishwasher, washing machines or hot water heaters overflowing, these things could be an issue for a normal homeowner’s policy. Don’t assume you are covered. Here on the Big Island, we are acutely aware that water always goes where it wants to go. Remember, flood policies are not effective during the first 30 days. Ask you real estate “Professor” what issues might pertain to your purchase. After all, as Gilligan and friends discovered, being stranded on a desert isle can be a wonderful thing as long as you plan for all emergencies!
Blog forward at www.hawaiianrealtyhomes.com
WHEN THE WATER FLOWS!
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