Page 3 - Hawaii Island MidWeek - Aug 18 2021

of crocheted shawls and boleros that my maternal grandma made.
things. When I was younger, I wasn’t a fan of the clothes that my mom bought for me, either. They were always so old-fashioned and not in
style, nothing like what my friends were wearing. Now, I can’t get enough of them.
me for special occasions quickly become my go-to articles of clothing.
They say we’re destined to become like our parents, and while intended as a metaphor, the phrase has become true for me, at least materially.
you religiously read your MidWeek, if you find any of your old oversized denim jackets and patterned but- ton-down short-sleeves, call me. I’ ll come over to “try” them on.
As a teen, I never would have worn any of these
My mom has given me pairs of her leggings, over- sized solid-colored tops, sandals, flats, headbands, hair clips and jewelry, all of which I wear on a regular basis. Furthermore, the tops, jackets and skirts she gets
I’ m slowly accumulating her closet without even try- ing, and I couldn’t be happi- er. I also recognize that I’ m fortunate to be able to share this experience with my mom, though I can’t say the same for her.
AUGUST 18, 2021 HAWAI‘I ISLAND MIDWEEK 3
So, Mom, since I know
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HOW DOES YOUR GARDEN GROW?
hawaiianrealty.com 800-667-5028 ext. 8122
Denise S. Nakanishi
RB-17031, ABR, CRS, GRI, SRS
“Major Mom is a Major Difference”
cell 936-5100
majormom@ilhawaii.net
Whether it’s a small garden, a big yard or a tropical retreat, the outdoor botanical experience is a huge part of why many people buy homes in Hawaii. Our unique climate offers the opportunity to create exquisite gardens that potentially bring value to the sale. While appraisers generally agree about the value of a new kitchen or a remodeled bathroom, there seems to be no set standard on how to quantify the true value of the one thing that makes that all
important first impression. At the same time, the value of quality landscaping can’t be under-estimated. Take for instance, Leilani Estates pre-2018. It was an area that epitomized the value that quality landscaping can add. You could (and still can) drive just about any street... just pick a street, it doesn’t matter. There’s one enchanting property after another. Even now it’s indisputably a garden seekers paradise. So, how do appraisers assign value in situations
where landscaping is as integral to the package as the dwelling itself? I have discussed this with several trusted local appraisers over the years. Each provided a different response. Most agreed there is no hard and fast rule about how value should be assigned. Because it’s not a required field on an appraisal report, it’s fair to assume that most loan underwriters (those responsible for scrutinizing appraisal reports for lenders) don’t consider it a core consideration when it comes to value. Obviously, however, quality landscaping can’t be easily ignored. For the most part, local appraisers feel a reasonable adjustment would be 5-7% of overall value. In researching the topic online, estimates reached 15%. I examined several recent appraisal reports, including one with very elaborate landscaping where the appraiser noted that the landscaping was “good” yet made no value adjustment. There’s no question that the botanical garden setting was integral to that sale and yet the appraiser took a conservative
approach and assigned no additional value. A few cautions about landscaping. Plantings located too close to the home promote moisture retention, which in turn becomes a conduit for termites. And while albizias can be beautiful, they don’t require fertilizer and you don’t want them close to your house. Tree removal can be expensive and is certainly best left to the pros (call us for our totally biased recommendation). Be careful what you plant. There are a number of agencies willing to advise regarding invasive species. Seems we’ve had a bumper crop of pigs and goats again this year so be sure to protect your landscaping investment from critters. Remember, just as a fresh clean home with new flooring, fresh paint, along with updated kitchens and baths is the best way to ensure a faster sale, quality landscaping will make a huge difference in marketing time and to a lesser extent that all important eventual bottom line.
Blog forward at www.hawaiianrealtyhomes.com
New Home, New Neighborhood!
3bd, 2.5 ba, 1,985sf, lanai, granite, stainless steel appliances, breakfast bar, soaring ceilings, open concept, spa bath w/twin shower towers, all utilities. Owner/Listor.
MLS #651983 $725K
FIND MY COLUMN EVERY SUNDAY OF THE MONTH. Watch “HAWAII LIFE” on HGTV!
Is there something you think I should try? Send suggestions to nmonton@midweek.com
@nicmonton
FIND YOUR
LONGS DRUGS VALUE BOOK
in Hawai‘i Island Midweek on August 25th,
Hawaii Tribune-Herald and West Hawaii Today on Sunday, August 29th.
24-PAGES OF GREAT SAVINGS
Sale from August 29 - September 4, 2021
Mana Canon
Loan Officer
NMLS #1426052
(808) 315-0065
Len Pagan
Branch Manager
NMLS #384213
(808) 275-6898
Chris Dodge
Loan Officer
NMLS #1992138
(808) 854-7815
It’s time to go back to school!
Take advantage of today’s low rates for your new home. Call your Academy Loan Officer to get pre-approved.*
1437 Kilauea Ave. Suite #207
Hilo, HI 96720
Corp NMLS #3113 | Equal Housing Lender *Pre-approval is not a commitment to lend MAC722-1475957
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on 1 acre
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